🌟 Happy Thursday, Newcomers!

Where dreams meet strategy, and settling in Canada feels a little easier every week.

Welcome to your Thursday boost of empowerment, opportunity, and insider know-how crafted to help you build confidence, save money, and thrive in your new home.

Whether you’re chasing PR, hunting for your first Canadian job, or figuring out how to make rent while still treating yourself to a good coffee, we’ve got your back.

Today's guide is packed with smart tips, real opportunities, and community vibes; everything you need to turn challenges into stepping stones.

Today's plan

🎬 Canada This Weekend: Where the Action Is

🧭 Smart Moves for a Smoother Landing

💼 Work Smarter, Land Faster

🏡 Your Keys to Renting & Buying

📚 Learn, Speak, Succeed

💰 Master Your Money in Canada

🚀 From Idea to Income

🌐 Expert Help at Your Fingertips

🤭 Smile Break

Let’s turn your Canadian dream into a clear game plan. 🚀🇨🇦

Canada’s major cities are buzzing with activity for the weekend of September 13-15, 2025.

In Toronto, the energy is electric as the 50th Toronto International Film Festival (TIFF) wraps up with its final galas and screenings.

Vancouver offers a mix of culture and community, featuring the last shows of Bard on the Beach and a massive Car Free Day taking over Main Street.

High-octane events dominate Montreal, with the JACKALOPE action sports festival in the Old Port and the prestigious Grand Prix Cycliste race on Mount Royal.

Calgary is set for a professional sports double-header alongside the vibrant Chinatown Lantern Festival.

Meanwhile, Edmonton hosts the Down by the River Music Festival and major concerts from superstar Morgan Wallen.

From film to festivals and sports, it’s a weekend showcasing the unique pulse of each city.

Settlement Tip of the Week

Think Beyond the Big Cities

When settling in Canada, most newcomers gravitate toward Toronto, Vancouver, or Montreal. But here's the insider advice: explore smaller cities and towns.

• 🏡 Lower cost of living: A home in Vancouver might cost $1.5M, while a similar one in a smaller town could be just $300K.

• 💼 Job opportunities: Many smaller communities have growing industries and less competition.

• 🌿 Quality of life: More space, nature, and often stronger community support networks.

Use tools like Google Maps to walk neighbourhoods virtually, check local school districts, and browse town websites to get a feel for the vibe before you move.

Job Search Boost

Top 3 Job Boards for Newcomers
Skip the noise. These platforms are built for you:

Housing Watch

Smart Moves for Newcomers in a Shifting Market

Welcome to Canada, where the housing market is just as dynamic as the weather! This fall, newcomers have a unique edge as the market tilts in their favour. Here's what you need to know:

📉 It’s Official: A Buyer’s Market Is Here

According to RE/MAX Canada, home prices are expected to drop by 6.5% by year’s end, with cities like Vancouver, Toronto, and Saskatoon seeing the biggest dips. That means more negotiating power, more listings, and fewer bidding wars.

🏘️ Rentals Are Booming

Over 100,000 new rental units have started construction across Canada. If you're not ready to buy, this surge means more options, better amenities, and—finally—some breathing room on rent prices.

💡 Tip for Newcomers: Look Beyond the Big 3

While Toronto, Vancouver, and Montreal get the spotlight, cities like Calgary, Halifax, and Winnipeg offer:

• Lower housing costs
• Strong job markets
• Welcoming communities
• Easier paths to homeownership

💬 Real Talk: What’s Driving the Shift?

• Interest rates are expected to drop again this month
• Non-permanent resident numbers are stabilizing, easing rental demand
• Condo construction is slowing, which could tighten supply in future years

🧭 Where to Start

If you're new to Canada and wondering where to plant roots, check out the CMHC Housing Market Outlook or browse Narcity’s city-by-city breakdown for price trends and forecasts.

Bottom Line:
Whether you're renting, buying, or just exploring, this fall is a golden window for newcomers to make informed, confident housing decisions. Canada’s doors are open and so are its front porches.

Education & Language

Build Your Skills, Grow Your Confidence!

Starting life in Canada means learning how things work and that begins with language and education. These two tools can help you feel more at home, connect with others, and open doors to new opportunities.

🗣️ Language: Start Small, Speak Big

You don’t need perfect grammar to make a great impression. Just start where you are.

Try this:

• Free English or French classes at libraries and newcomer centres
• Conversation groups for everyday speaking practice
• Workplace language programs to help you feel confident on the job
• Apps like Duolingo or HelloTalk for extra support

Even saying “hello” to a neighbour is a step forward. Language grows through connection.

🎓 Education: Learn What You Need, When You Need It

Whether you’re helping your kids in school or planning a career move, Canada has options for every stage.

Explore:

• Free public schools with newcomer supports
• Colleges for hands-on training and career programs
• Adult learning centres for upgrading skills or earning certificates
• Bridging programs to help internationally trained professionals get licensed in Canada

📄 Make Your Experience Count

If you’ve studied or worked outside Canada, you may need to get your credentials assessed.

Start with:

• WES – World Education Services
• IQAS – Alberta’s credential assessment service

The Takeaway:
Language and education help you feel confident, capable, and connected. Start small, stay curious, and keep going—your future is unfolding one step at a time.

Free ESL Classes for Permanent Residents
Programs like LINC and CLIC offer free English classes to eligible newcomers.
📍 Nationwide | 🗓️ Fall enrollment open | 💵 Free
👉 Find a class near you

Money Matters

Smart Starts for Strong Futures

Settling in Canada means learning a whole new money language from credit scores to savings accounts. But don’t worry, you’re not alone. These tips are all about building confidence with your cash.

🏦 Step 1: Open the Right Bank Account

Most major banks offer newcomer packages with no monthly fees, free transfers, and even cash bonuses.
Look for perks like:

• Free chequing for 12 months
• Credit card approval with no Canadian credit history
• Multilingual support

Explore options from TD, RBC, Scotiabank, and credit unions near you. Money.ca’s newcomer guide breaks it down beautifully.

📈 Step 2: Start Saving-Even a Little

You don’t need thousands to begin. Just start.

• TFSA (Tax-Free Savings Account): Grow your money tax-free
• RRSP (Retirement Savings Plan): Save long-term and reduce your taxable income
• Emergency Fund: Aim for 3–6 months of expenses in a high-interest savings account

Automate small deposits weekly, it adds up faster than you think.

💳 Step 3: Build Your Credit Score

In Canada, credit is key to renting, buying, and even job offers.

• Apply for a secured credit card
• Pay bills on time
• Keep balances low
• Check your score with Equifax or TransUnion

Avoid common mistakes like missing payments or maxing out your card.

🧠 Step 4: Learn & Grow

Free financial literacy workshops are offered by newcomer agencies, libraries, and banks.
Topics include:

• Budgeting for Canadian life
• Understanding taxes
• Investing basics

Bottom Line:
Money matters but it doesn’t have to be stressful. With the right tools and habits, you’ll build a future that’s not just stable but thriving.

Business Boost

Turn Your Idea Into Income

Starting a business in Canada isn’t just possible—it’s powerful. Whether you’re selling handmade goods, offering services, or launching a tech startup, this is your season to build momentum.

💡 Fall Is Your Fresh Start

September is the perfect time to reset your goals and refocus your energy.
Try this:

• Refresh your business plan
• Update your branding or social media presence
• Set clear goals for the final quarter of the year

Even small steps like joining a local market or posting consistently online can lead to big results.

💰 Support for Newcomer Entrepreneurs

You don’t have to do it alone. Canada offers programs designed to help newcomers launch and grow businesses:

• Newcomer Entrepreneur Accelerator: Coaching, mentorship, and networking
• Microloans & Grants: Flexible funding options with newcomer-friendly terms
• Local Small Business Centres: Free workshops, legal advice, and marketing support

Check with your city’s economic development office or immigrant-serving agencies for programs near you.

🤝 Build Local, Grow Global

Partnering with local vendors, joining community events, and showing up in your neighbourhood builds trust and customers. Supporting local keeps more money in your community and helps your business grow sustainably.

Bottom Line:
You don’t need a perfect pitch or a big budget. You need a clear idea, a little support, and the courage to start.

This fall, give your business the boost it deserves and watch what happens when you show up.

Ready to learn, grow, and earn with confidence? The Trading Rich Academy isn’t just about courses; it’s a supportive community of newcomers and professionals who are building financial freedom together. Get mentorship, resources, and a network that helps you trade smarter and live richer.

📍 Location: Online (Canada-wide & global access)
💵 Cost: Free to join the community

🤭 In All Unseriousness 

Partner Resources & Expert Help

Want to fast-track your success in Canada? These tools and services can help:

• 📊 TradingRich.com – Learn how to build wealth in Canada through smart investing and trading. Join the FREE community

• 👩‍💼 Book a 1-on-1 Immigration Consultation with Motion Immigration - Whether you're applying for PR, navigating Express Entry, or planning your next move, get expert advice from a licensed immigration consultant. Book your consultation 

🫵 Before We Wrap Up

What’d you think of today’s edition?

👍 Loved it 

😐 Pretty average

🤢 Not enough value

Reply with your thoughts or share this with someone who needs a boost this week.